How to tell if roof has storm damage

storm damage to a roof

How do you know if your roof is damaged?

There were heavy rains and high winds last night, and as a homeowner, you realize you should walk around the exterior and make sure everything okay, but do you know what the signs of storm damage to roof or the rest of your house would look like if there is storm damage? How can you tell if your home needs roof storm damage repairs? 

If you’re a new homeowner, you may not realize if there is roof damage by storm or not. Even a seasoned homeowner doesn’t always realize roof storm damage repairs that are needed until an experienced roofing contractor does an inspection and points it out to them. Connect with us today at (888) 514-3222 about roof storm damage repair in San Antonio, TX.

What do I do if my roof is blown off?

Okay, the roof being blown off your house is a visible sign that you have a roof storm damage. Repair isn’t going to be enough, though. Most likely, you’ll need a completely new roof, however, in the meantime, you’ll need a temporary repair until you can get professional storm damage repair services.

Winds with high velocities, like what comes with a hurricane, tornado, or thunderstorm. The type of winds that creates a shift in the air pressure, creating a suction that can tear a roof of the house off. Almost as if a pair of hands came down from the clouds and picked it off your home. Even if the winds lifted and set it back down, chances are it didn’t set down exactly back where it is a solid, sound fit. So, yes, with that type of roof storm damage, repairs are needed. 

What is wind damage to a roof?

Windstorm damage doesn’t happen as the wind blows across the roof. It picks up a corner or a loose edge. These are the areas that are the most susceptible to high wind damage.  A curled shingle can be ripped off by a gust of wind and take one or more shingles with it, exposing a part of your roof. 

Not only can strong winds lift your entire roof, but it can also lift shingles and leave them where they were. The nails will loosen and compromise the sealant. Once the seal has broken and the nails have loosened, one more strong will take those shingles off. Fortunately, if you call a contractor right away, loose shingles are nothing more than roof storm damage. Repairs are possible. 

adjuster assessing storm damaged roof

What are the effects of storms?

Various types of high wind damage can happen from just a few missing shingles and knocked off gutters, to leaks. Even though shingles have a warranty for winds up to ninety-miles-per-hour, damage can occur at fifty-miles-per-hour, and that is when you need to do a visual inspection from the ground for roof storm damage, repairs needed. 

If just a few shingles have come off, you’re lucky, but it isn’t something to be ignored. The smallest hole can cause a lot of damage. The sooner you address the storm damage and repair it, the better. If the roof is entirely or partially gone, the first thing to do is make sure your family and contents are okay. Then secure a place to stay until repairs or replacement are finished. 

When the roof has been entirely or partially destroyed, it isn’t just about being safe for your family and belongings. It is a matter of safety too. The structure stability has compromised, and the only person that needs to be there now is the insurance adjuster and roofing contractor. 

Last But Not Least, The Big Question

Will homeowners insurance pay for a new roof?

If your roof isn’t damaged because of neglect or isn’t too old, your homeowner’s insurance should provide coverage. Take a few minutes to review your policy, and if you aren’t sure what the coverage is, give your agent a call and ask for clarification.  So, what are the signs of roof storm damage, repairs needed that your insurance company will approve? 

  • Missing shingles from an asphalt shingled roof are what comes to mind for most people when they are thinking about roof storm damage. Repairs of this type are necessary as long as the structure of the roof isn’t damaged too. 
  • Hail damage on an asphalt roof will look like a bruised dark spot or granules are missing from the shingles. 
  • Cracks and dents in the asphalt shingle are considered roof storm damage repair needed. 
  • Missing or torn shingles are common roof storm damage repairs will be needed. 
  • Split seams after a tornado is proof of roof storm damage, repairs your homeowner’s insurance will pay for repair or replacement.

This applies to other roofing materials, too, like ceramic tile, metal, slate, or wood shingles. Other things to look for that indicate roof storm damage repairs needed would be: 

  • A tree limb on your roof
  • Broken, cracked concrete, slate, or tile shingles
  • Gutters filled with granules
  • Water stains on the ceiling or walls
  • Dented gutters or vents
  • Loose or missing flashing

If upon a visual inspection of your home, if you notice any of these things, your insurance company should pay for repairs or replacement.  If, for any reason they decline your claim, repairs or replacement should still be made promptly.